i was in an accident back in march under similar circumstances. two cars ahead of me, some doosh tried to pass to the left only to discover there was no lane to drive in. he yanks it back into the fast lane and forces the car that is already there to swerve into my lane. colliding with him was unavoidable. insurance took care of my car and i wasn't at fault. i suspect something similar here with trout, especially since there was an accident ahead of them. if the car with the lady had nowhere to go, then the collision may have been unavoidable. of course, if trout were tailgating or speeding, then this story may have a different ending legally, but there hasn't been any mention of that yet.