Obamacare/Trumpcare Horror Stories

[nate]

But you are the ones selling people useless policies. You're too busy cashing the premium checks to explain that nobody will accept the coverage. It's a triad of dishonesty and profiteering.

 

Huh?  We are selling the policies we have been directed to under ACA.

[arch stanton]

His company is not being given a choice. You need to focus the blame where it originates from, the ACA.

They're being forced to not tell their customers that the policy they are bound by law to purchase will only be accepted at Joe's Discount Cancer Barn?

[nate]

They're being forced to not tell their customers that the policy they are bound by law to purchase will only be accepted at Joe's Discount Cancer Barn?

 

Lol, this type of response is part of the problem.

 

Not only do we detail the plan and its limitations to the member when they sign up but there is also a link to show them what doctors are in the network on the exchange websites.  Further on the website it encourages the member to check to see what doctors are covered before they sign up.

[mtangelsfan]

Careful nate, you are ruining his "evil, money-grubbing insurance companies" narrative.

[Adam]

Mr. Johnson, you've signed up for the "don't ever get sick" plan. Your premium is $225/mo and it satisfies the new healthcare law. We hope you enjoy your coverage and remember - never get sick. 

[mtangelsfan]

That's the Tungsten plan Adam.

[nate]

Mr. Johnson, you've signed up for the "don't ever get sick" plan. Your premium is $225/mo and it satisfies the new healthcare law. We hope you enjoy your coverage and remember - never get sick. 

 

It is sad but this really is how it is for anyone that signed up for the Bronze plan.

[arch stanton]

Seems to me there should be another option.......

[mtangelsfan]

There should have been.  The ACA is a complete disaster.  7 million people are insured, but what does that insurance cover and what are the co-pays and deductibles?

[nate]

Sorry, not to correct you but it is closer to 3.5-4 million insured.  Of the 7 million that signed up, only around 60% actually paid for their first month.

[mtangelsfan]

I know, I was just going with their numbers just because.  3.5 or 7 wont matter if the policy sucks.

[arch stanton]

From what I understand it's 3.5 million paid and zero actually covered.

[Jay]

Sebelius to  resign

 

http://news.yahoo.com/kathleen-sebelius-resigning-top-hhs-post-223809439--politics.html

[fan_since79]

Sebelius to  resign

 

http://news.yahoo.com/kathleen-sebelius-resigning-top-hhs-post-223809439--politics.html

 

But....but....I thought Obamacare was a rousing success and they signed up 7 million people and everybody is happy as can be with their health care!

 

That's the message the administration has been putting out the past week or so.

 

Why resign now???

[fan_since79]

Obamacare supporter finds her new insurance is not accepted anywhere. Ninety-six doctors refuse to take it.

 

The crazy thing is, she still supports Obama and the ACA. It's the fault of the doctors.

 

http://www.ebony.com/wellness-empowerment/when-doctors-slam-the-doors-on-the-newly-insured-304#ixzz2yOYB4ple

 

 

 

[HaloMagic]

You didn't seem like an ebony.com reader.

[fan_since79]

You didn't seem like an ebony.com reader.

 

Found it linked somewhere else, then went to the original source.

[Tank]

Why resign now???

 

her legal team is going to need time to put her defense together before the indictments start flowing.

[stevestevens]

Went to a confernece today and listened to the CDCs policy analyst on the affordable healthcare act. Listening to him made me lose any hope left at all that I had in this mess.

Couple interesting takeaway points.

Two main purposes of the affordable healthcare act are:

1. Lower the cost of healthcare for all middle class

2. Insure the 45 million uninsured

Costs

60% of all healthcare cost is from technology and the uses of it

10% of healthcare costs come from uninsured

Covering the uninsured

Health and human services expects that by 2018 the uninsured rate will drop from 45 to 30 million and it will hit its flatline mark. The uninsured will never fall below 30 million

So my question to the guy was this

"If Obama's #1 goal was to cut costs for middle class Americans, then what are we doing about cutting technology costs which takes up to 60% of our bill? They tackled an issue of 10% of our costs but insuring 33% of the uninsured which cuts about 3-4% of our cost? You missing the big bull that is rearing his head in the room?"

He did not have an answer.

I was floored when he said the uninsured rate would bottom out at 30 million. I thought everyone was going to be insured?

Edited April 16, 2014 by Stevestevens

[Tank]

Covering the uninsured

Health and human services expects that by 2018 the uninsured rate will drop from 45 to 30 million and it will hit its flatline mark. The uninsured will never fall below 30 million.

 

so theoretically it's going to take 4 more years to insure a total of 15 million people? and in the meantime, they're screwing millions out of the quality healthcare they already have . . . for 15 million people.

 

good work, everybody.

[Blarg]

Those 15 million people are probably not in the middle class bracket but a step or two lower. The middle class us only enlisted to subsidize the program.

[DowningRules]

We are a nation increasingly celebrating generalities.  What scares the hell out of me (besides the obvious, which is that the ACA took me from being insured to currently being un-insured!) is the cost and quality of healthcare as a result of the ACA. 

 

Our president can tout how succesful the ACA has been with over 7 million signing up, but what is the depth of that coverage, and how much would someone with the Bronze Plan ultimately pay out in deductibles and other costs that aren't covered or addressed in the media?

 

How little we think about what that 7 million is getting in return for signing up.

[fan_since79]

We are a nation increasingly celebrating generalities.  What scares the hell out of me (besides the obvious, which is that the ACA took me from being insured to currently being un-insured!) is the cost and quality of healthcare as a result of the ACA. 

 

Our president can tout how succesful the ACA has been with over 7 million signing up, but what is the depth of that coverage, and how much would someone with the Bronze Plan ultimately pay out in deductibles and other costs that aren't covered or addressed in the media?

 

How little we think about what that 7 million is getting in return for signing up.

 

Of that 7 million, only about 1 million were previously uninsured. The other 6 million were people who had their insurance cancelled and had to buy Obamacare in order to be covered again.

[DowningRules]

Of that 7 million, only about 1 million were previously uninsured. The other 6 million were people who had their insurance cancelled and had to buy Obamacare in order to be covered again.

 

Not to nitpick, but using the word 'buy' assumes that these 1 million previously uninsured have purchased a health plan covered by the ACA.  Without actually buying/purchasing insurance, they're still uninsured.  Enrolled, but not necessarily insured. 

 

Today, Obama was touting 8 million enrolled.  Again, a celebration of generalities. 

[Blarg]

This where we find out that Fan79 is the only one paying full fare while 7,999,999 others have their policy fully subsidized.