Home Owners Insurance

[Blarg]

26 minutes ago, Taylor said:

Genuine question. Are these companies just screwing over homeowners because they can’t make the same profit they used to, or is there something else at work?

The home building cost in California is 30-40% higher than other states. It ranges from $200 to $600 sqft. So figure a 2,000 sft home could cost up to $1.2 million for replacement costs. That's just structural and doesn't include possessions. 

In North Carolina construction costs are $180 - 250 per sqft. So, maxed out, that 2,000 sqft home costs $500k to replace. Other states are even cheaper. 

This is why we are considering building our retirement home. At 3,000 sqft we are looking in the neighborhood of $800k all in including landscaping. 

[Taylor]

41 minutes ago, Blarg said:

The home building cost in California is 30-40% higher than other states. It ranges from $200 to $600 sqft. So figure a 2,000 sft home could cost up to $1.2 million for replacement costs. That's just structural and doesn't include possessions. 

In North Carolina construction costs are $180 - 250 per sqft. So, maxed out, that 2,000 sqft home costs $500k to replace. Other states are even cheaper. 

This is why we are considering building our retirement home. At 3,000 sqft we are looking in the neighborhood of $800k all in including landscaping. 

Being in Tennessee the last few weeks, I see the appeal of the landscape out here. And I hear North Carolina is even more beautiful.

The humidity sucks though. 

[gotbeer]

1 hour ago, Blarg said:

The home building cost in California is 30-40% higher than other states. It ranges from $200 to $600 sqft. So figure a 2,000 sft home could cost up to $1.2 million for replacement costs. That's just structural and doesn't include possessions. 

In North Carolina construction costs are $180 - 250 per sqft. So, maxed out, that 2,000 sqft home costs $500k to replace. Other states are even cheaper. 

This is why we are considering building our retirement home. At 3,000 sqft we are looking in the neighborhood of $800k all in including landscaping. 

3000 square foot?  I thought you want to retire, not clean all the time.

[Taylor]

9 minutes ago, gotbeer said:

3000 square foot?  I thought you want to retire, not clean all the time.

Blarg will bring mmc along to be his butler.

[Blarg]

55 minutes ago, gotbeer said:

3000 square foot?  I thought you want to retire, not clean all the time.

Wife wants two guests rooms, a 230 sqft craft room, a cook's kitchen with a large pantry and freezer to store foods we will never eat. As long as I get my garage space for the Spitfire and possibly a boat I'll be happy. 

2 hours ago, Taylor said:

The humidity sucks though. 

Yes it does and that's why we picked Roanoke to avoid coastal humidity. It also eliminates tornados and hurricanes, which Carol will not tolerate being 100 miles from. She's a smart woman. 

[Blarg]

On 7/26/2024 at 10:04 AM, Blarg said:

@Adam, since your wife is a teacher she can contact Horace Mann Insurance that has a tie in with the Teachers Union. 

https://www.horacemann.com/

Hey @Adam, did you get a chance to check on this?

[gotbeer]

6 minutes ago, Blarg said:

Wife wants two guests rooms, a 230 sqft craft room, a cook's kitchen with a large pantry and freezer to store foods we will never eat. As long as I get my garage space for the Spitfire and possibly a boat I'll be happy. 

Yes it does and that's why we picked Roanoke to avoid coastal humidity. It also eliminates tornados and hurricanes, which Carol will not tolerate being 100 miles from. She's a smart woman. 

Wait, you can retire and still afford to put money into that endless pit that is the spitfire and a bust out another thousand?  Moneybags.

[T.G.]

29 minutes ago, gotbeer said:

Wait, you can retire and still afford to put money into that endless pit that is the spitfire and a bust out another thousand?  Moneybags.

Word is he can also afford parking at Angel games

[gotbeer]

33 minutes ago, T.G. said:

Word is he can also afford parking at Angel games

Now that's just crazy talk.  

[Blarg]

1 hour ago, T.G. said:

Word is he can also afford parking at Angel games

Front row parking.

Wife has a handicap placard.

[Tank]

6 hours ago, T.G. said:

Word is he can also afford parking at Angel games

he can also buy a new angels hat without financing it.

[Jay]

On 7/27/2024 at 4:44 PM, gotbeer said:

3000 square foot?  I thought you want to retire, not clean all the time.

Cleaning the 3000 sq. ft. home will be child's play compared to the yardwork.

[Blarg]

3 hours ago, Jay said:

Cleaning the 3000 sq. ft. home will be child's play compared to the yardwork.

[Adam]

On 7/27/2024 at 4:52 PM, Blarg said:

Hey @Adam, did you get a chance to check on this?

No  but I will! Thanks

[Blarg]

De nada, amigo.